Probate Timeline:
The First 30-60 Days Checklist

What to do after a loved one passes, so nothing important gets missed.

Phase 1:

Securing the Property & Documents

Immediate steps to protect the estate’s physical and legal assets.

  • Secure the Physical Property

    • Collect all keys, mail, and garage door openers. 
    • Change the locks once you are legally authorized to do so. 
    • Review homeowner’s insurance to ensure coverage remains active for a vacant home. 
    • Confirm that essential utilities (electric, water, gas) remain active. 
    • Remove all perishables and potential hazards from the home. 
    • Consider installing a security system or scheduling regular inspections.

  • Locate Essential Documentation:

    • Gather recent mortgage statements. 
    • Locate the property tax bill and homeowner insurance policy. 
    • Collect bank statements and a contact list of all heirs and beneficiaries. homeowner's
    • Order 6–10 official copies of the death certificate.

Phase 2:
Legal Representation & Notifications

Establishing authority and notifying the necessary institutions

  • Identify the Personal Representative:

    • Confirm the Executor named in the Will. 
    • If there is no Will, the court will appoint an Administrator. 
    • Begin the probate filing process if it is required for the estate.

  • Notify Key Parties

    • Alert the mortgage lender or servicer. 
    • Notify banks, financial institutions, and insurance companies. 
    • Inform the Homeowners Association (HOA), if applicable. 
    • Contact creditors as required by state law.

Phase 3:
Financial Position & Strategic Planning

Evaluating the home’s value and avoiding common pitfalls.

  • Evaluate the Home’s Standing

    • Determine the remaining mortgage balance and upcoming payments. 
    • Assess the property condition and identify any needed safety repairs. 
    • Obtain a professional market valuation to understand current equity. 
    • Discuss whether to Keep, Lease, or Sell with a probate real estate expert.

  • Prevent Costly Issues

    • Do not stop mortgage or insurance payments without receiving legal guidance. 
    • Avoid removing or selling any belongings until you are legally authorized to do so. 
    • Meticulously track all expenses related to the estate.

Bonus Support Services

  • Trusted probate attorneys
  • Clean-out & repair services
  • Cash buyer options or full-market sale plan
  • Title & legal documentation coordination
  • Property valuation + tax guidance from pros